/* ============================================================
   OSO Wealth Management — Site CSS
   Responsive implementation of Direction A (the Vault)
   ============================================================ */

/* Reset */
*, *::before, *::after { box-sizing: border-box; }
html, body {
  margin: 0;
  padding: 0;
  background: var(--darkGreen);
  color: var(--ink);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Helvetica Neue', sans-serif;
  font-weight: 300;
}
img { display: block; max-width: 100%; height: auto; }
a { color: inherit; }

.page {
  background: var(--paper);
  color: var(--ink);
  margin: 0 auto;
}

/* Section base */
.section {
  position: relative;
  overflow: hidden;
  padding: 160px 56px;
}
.section .inner {
  max-width: 1280px;
  margin: 0 auto;
  position: relative;
}
.section.light { background: var(--paper); color: var(--ink); }
.section.cream { background: var(--cream); color: var(--ink); }
.section.dark  { background: var(--darkGreen); color: #fff; }
.section.dark2 { background: var(--darkGreen-2); color: #fff; }

/* Eyebrow / section labels */
.eyebrow {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--mute);
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 56px;
}
.eyebrow::before {
  content: "";
  width: 28px;
  height: 1px;
  background: var(--rule);
}
.section.dark .eyebrow,
.section.dark2 .eyebrow { color: rgba(255,255,255,0.55); }
.section.dark .eyebrow::before,
.section.dark2 .eyebrow::before { background: rgba(255,255,255,0.4); }

/* Texture / glow overlays */
.glow {
  position: absolute;
  inset: 0;
  pointer-events: none;
  z-index: 0;
}
.section .inner { z-index: 1; }

/* ============================================================
   NAV
   ============================================================ */
.nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 26px 56px;
  border-bottom: 1px solid rgba(255,255,255,0.16);
  position: relative;
  z-index: 5;
}
.nav__brand img { height: 48px; }
.nav__right { display: flex; align-items: center; gap: 28px; }
.nav__meta {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  color: rgba(255,255,255,0.5);
  letter-spacing: 0.14em;
  text-transform: uppercase;
}
.nav__cta {
  font-size: 13px;
  font-weight: 500;
  color: #fff;
  text-decoration: none;
  padding: 10px 20px;
  border: 1px solid rgba(255,255,255,0.3);
  border-radius: 999px;
  letter-spacing: 0.02em;
  transition: background 0.2s ease, border-color 0.2s ease;
}
.nav__cta:hover {
  background: rgba(255,255,255,0.08);
  border-color: rgba(255,255,255,0.6);
}

/* ============================================================
   HERO
   ============================================================ */
.hero {
  /* Layered background:
     1) Dark teal/green tint so white text stays readable
     2) Ocean wake photograph (designer reference — Cape Town / brand colors)
     3) Solid fallback in case the image fails to load
     Swap `assets/hero-ocean.jpg` for any other image to change the hero. */
  background:
    linear-gradient(180deg, rgba(0,35,27,0.82) 0%, rgba(0,47,37,0.74) 55%, rgba(0,35,27,0.92) 100%),
    url("../assets/hero-ocean.jpg") center / cover no-repeat;
  background-color: var(--darkGreen);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.hero__glow {
  background:
    radial-gradient(ellipse 800px 500px at 80% 20%, rgba(15,194,163,0.22), transparent 60%),
    radial-gradient(ellipse 600px 400px at 10% 90%, rgba(200,169,104,0.12), transparent 70%),
    url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='600' height='600'><filter id='n'><feTurbulence baseFrequency='0.85' numOctaves='2'/><feColorMatrix values='0 0 0 0 0.06  0 0 0 0 0.18  0 0 0 0 0.15  0 0 0 0.03 0'/></filter><rect width='100%' height='100%' filter='url(%23n)'/></svg>");
}
.hero__content {
  position: relative;
  padding: 180px 56px 160px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 80px;
  align-items: end;
}
.hero__eyebrow {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.55);
  margin-bottom: 36px;
  display: flex;
  align-items: center;
  gap: 16px;
}
.hero__eyebrow::before {
  content: "";
  width: 32px;
  height: 1px;
  background: rgba(255,255,255,0.4);
}
.hero h1 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 124px;
  line-height: 0.96;
  font-weight: 300;
  margin: 0;
  letter-spacing: -0.02em;
}
.hero h1 em {
  font-style: italic;
  font-weight: 400;
  color: var(--green);
}
.hero__sub {
  margin-top: 48px;
  font-size: 18px;
  line-height: 1.55;
  max-width: 560px;
  color: rgba(255,255,255,0.78);
  font-weight: 300;
}
.hero__meta {
  text-align: right;
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.45);
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.hero__rule {
  position: relative;
  border-top: 1px solid rgba(255,255,255,0.16);
  padding: 20px 56px;
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: rgba(255,255,255,0.5);
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  letter-spacing: 0.18em;
  text-transform: uppercase;
}

/* ============================================================
   01 — WHY
   ============================================================ */
.why .grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 96px;
  align-items: start;
}
.why h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 64px;
  line-height: 1.05;
  margin: 0;
  font-weight: 300;
  letter-spacing: -0.015em;
  color: var(--ink);
}
.why p {
  font-size: 17px;
  line-height: 1.7;
  color: var(--body);
  margin: 0;
  font-weight: 300;
}
.why__platform {
  margin-top: 48px;
  padding-top: 32px;
  border-top: 1px solid var(--faint);
}
.why__platform-label {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--mute);
  margin-bottom: 12px;
}
.why__platform-name {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 28px;
  color: var(--darkGreen);
  font-weight: 400;
}

/* ============================================================
   02 — PURPOSE
   ============================================================ */
.purpose__glow {
  background: radial-gradient(ellipse 600px 400px at 90% 50%, rgba(200,169,104,0.18), transparent 70%);
}
.purpose h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 88px;
  line-height: 1.02;
  margin: 0 0 80px;
  font-weight: 300;
  color: var(--darkGreen);
  letter-spacing: -0.02em;
  max-width: 980px;
}
.purpose__cols {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
}
.purpose__cols p:first-child {
  font-size: 19px;
  line-height: 1.6;
  color: var(--ink);
  font-weight: 400;
  margin: 0;
}
.purpose__cols p:last-child {
  font-size: 17px;
  line-height: 1.7;
  color: var(--body);
  font-weight: 300;
  margin: 0;
}

/* ============================================================
   03 — APPROACH
   ============================================================ */
.approach__glow {
  background: radial-gradient(ellipse 700px 500px at 20% 80%, rgba(15,194,163,0.14), transparent 60%);
}
.approach h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 72px;
  line-height: 1.05;
  margin: 0 0 96px;
  font-weight: 300;
  color: #fff;
  letter-spacing: -0.015em;
  max-width: 800px;
}
.approach__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 48px;
}
.approach__item {
  border-top: 1px solid rgba(255,255,255,0.18);
  padding-top: 32px;
}
.approach__num {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 22px;
  color: var(--green);
  font-style: italic;
  font-weight: 400;
  margin-bottom: 24px;
}
.approach__item h3 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 36px;
  font-weight: 400;
  margin: 0 0 20px;
  color: #fff;
  letter-spacing: -0.01em;
  line-height: 1.1;
}
.approach__item p {
  font-size: 15px;
  line-height: 1.65;
  color: rgba(255,255,255,0.72);
  margin: 0;
  font-weight: 300;
}

/* ============================================================
   04 — PILLARS
   ============================================================ */
.pillars__head {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  margin-bottom: 96px;
  align-items: end;
}
.pillars__head h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 72px;
  line-height: 1.05;
  margin: 0;
  font-weight: 300;
  color: var(--ink);
  letter-spacing: -0.015em;
}
.pillars__count {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--mute);
  text-align: right;
}
.pillars__grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  border-top: 1px solid var(--rule);
}
.pillars__item {
  padding: 56px 48px 56px 0;
  position: relative;
}
.pillars__item:nth-child(odd) { border-right: 1px solid var(--rule); }
.pillars__item:nth-child(even) { padding-left: 64px; }
.pillars__item:nth-child(1),
.pillars__item:nth-child(2) { border-bottom: 1px solid var(--rule); }
.pillars__num {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  color: var(--green);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-bottom: 20px;
}
.pillars__item h3 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 44px;
  font-weight: 400;
  margin: 0 0 20px;
  color: var(--darkGreen);
  letter-spacing: -0.015em;
}
.pillars__item p {
  font-size: 16px;
  line-height: 1.65;
  color: var(--body);
  margin: 0;
  font-weight: 300;
  max-width: 480px;
}

/* ============================================================
   05 — LEADERSHIP
   ============================================================ */
.leadership .grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 96px;
  align-items: start;
}
.leadership h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 84px;
  line-height: 1.02;
  margin: 0;
  font-weight: 300;
  color: var(--darkGreen);
  letter-spacing: -0.02em;
}
.leadership__portrait {
  margin-top: 48px;
  height: 320px;
  background: linear-gradient(135deg, var(--darkGreen) 0%, #0a4a3c 60%, var(--green) 100%);
  position: relative;
  overflow: hidden;
}
.leadership__portrait::after {
  content: "";
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 400px 300px at 70% 30%, rgba(255,255,255,0.08), transparent 60%);
}
.leadership__portrait-label {
  position: absolute;
  bottom: 24px;
  left: 24px;
  z-index: 2;
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 10px;
  color: rgba(255,255,255,0.7);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.leadership__col {
  padding-top: 24px;
}
.leadership__col p:nth-of-type(1) {
  font-size: 19px;
  line-height: 1.6;
  color: var(--ink);
  font-weight: 400;
  margin: 0 0 32px;
}
.leadership__col p:nth-of-type(2) {
  font-size: 16px;
  line-height: 1.7;
  color: var(--body);
  font-weight: 300;
  margin: 0;
}
.leadership__principle {
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid var(--cream-2);
}
.leadership__principle-label {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--mute);
  margin-bottom: 16px;
}
.leadership__principle-quote {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 24px;
  color: var(--darkGreen);
  font-style: italic;
  line-height: 1.3;
}

/* ============================================================
   06 — FRAMEWORK
   ============================================================ */
.framework__head {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 96px;
  margin-bottom: 96px;
}
.framework__head h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 64px;
  line-height: 1.05;
  margin: 0;
  font-weight: 300;
  color: var(--ink);
  letter-spacing: -0.015em;
}
.framework__head p {
  font-size: 16px;
  line-height: 1.7;
  color: var(--body);
  font-weight: 300;
  margin: 0;
}
.framework__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border: 1px solid var(--rule);
}
.framework__item {
  padding: 48px 32px;
  min-height: 280px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.framework__item:not(:last-child) { border-right: 1px solid var(--rule); }
.framework__item:nth-child(odd) { background: var(--paper); }
.framework__item:nth-child(even) { background: #FAFAF8; }
.framework__k {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  color: var(--brass);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.framework__item h3 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 26px;
  font-weight: 400;
  margin: 0 0 16px;
  color: var(--darkGreen);
  letter-spacing: -0.01em;
  line-height: 1.15;
}
.framework__item p {
  font-size: 14px;
  line-height: 1.6;
  color: var(--body);
  margin: 0;
  font-weight: 300;
}

/* ============================================================
   07 — PRINCIPLE
   ============================================================ */
.principle__glow {
  background:
    radial-gradient(ellipse 800px 600px at 80% 50%, rgba(200,169,104,0.10), transparent 60%),
    radial-gradient(ellipse 600px 400px at 10% 20%, rgba(15,194,163,0.10), transparent 60%);
}
.principle h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 96px;
  line-height: 1.0;
  margin: 0 0 96px;
  font-weight: 300;
  color: #fff;
  letter-spacing: -0.025em;
}
.principle h2 em {
  font-style: italic;
  color: var(--brass);
}
.principle__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  border-top: 1px solid rgba(255,255,255,0.16);
}
.principle__item {
  padding: 40px 32px 0 0;
}
.principle__item:not(:last-child) { border-right: 1px solid rgba(255,255,255,0.16); }
.principle__item + .principle__item { padding-left: 32px; }
.principle__num {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 56px;
  color: rgba(255,255,255,0.18);
  font-weight: 300;
  margin-bottom: 20px;
  font-style: italic;
}
.principle__item h3 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 32px;
  font-weight: 400;
  margin: 0 0 20px;
  color: #fff;
  letter-spacing: -0.01em;
}
.principle__item p {
  font-size: 14px;
  line-height: 1.65;
  color: rgba(255,255,255,0.7);
  margin: 0;
  font-weight: 300;
}

/* ============================================================
   08 — REGULATORY
   ============================================================ */
.regulatory { padding: 140px 56px; }
.regulatory .inner {
  max-width: 1100px;
  text-align: center;
}
.regulatory .eyebrow { justify-content: center; }
.regulatory blockquote {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 44px;
  line-height: 1.25;
  margin: 0;
  font-weight: 300;
  color: var(--darkGreen);
  letter-spacing: -0.01em;
  font-style: italic;
}
.regulatory__credentials {
  margin-top: 56px;
  display: flex;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.regulatory__credentials > div {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--mute);
}
.regulatory__credentials strong {
  color: var(--darkGreen);
  font-weight: 600;
}

/* ============================================================
   09 — EXCELLENCE
   ============================================================ */
.excellence .grid {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 96px;
  align-items: start;
}
.excellence h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 72px;
  line-height: 1.02;
  margin: 0 0 32px;
  font-weight: 300;
  color: var(--ink);
  letter-spacing: -0.02em;
}
.excellence__intro {
  font-size: 18px;
  line-height: 1.6;
  color: var(--body);
  font-weight: 400;
  margin: 0;
}
.excellence ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.excellence li {
  padding: 28px 0;
  border-bottom: 1px solid var(--faint);
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 24px;
  align-items: baseline;
}
.excellence__k {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  color: var(--brass);
  letter-spacing: 0.18em;
}
.excellence__t {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 24px;
  font-weight: 400;
  color: var(--darkGreen);
  letter-spacing: -0.01em;
  line-height: 1.3;
}

/* ============================================================
   10 — CONTACT
   ============================================================ */
.contact {
  padding: 180px 56px 80px;
}
.contact__glow {
  background: radial-gradient(ellipse 1000px 600px at 50% 100%, rgba(15,194,163,0.18), transparent 60%);
}
.contact h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 80px;
  line-height: 1.02;
  margin: 0 0 80px;
  font-weight: 300;
  color: #fff;
  letter-spacing: -0.02em;
  max-width: 1100px;
}
.contact__email {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 64px;
  color: var(--green);
  font-style: italic;
  text-decoration: none;
  border-bottom: 1px solid rgba(15,194,163,0.4);
  padding-bottom: 8px;
  display: inline-block;
  letter-spacing: -0.015em;
  transition: border-color 0.2s ease;
}
.contact__email:hover { border-color: var(--green); }
.contact__footer {
  margin-top: 140px;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,0.16);
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 48px;
  align-items: center;
}
.contact__footer img { height: 54px; }
.contact__disclaimer {
  font-size: 11px;
  line-height: 1.6;
  color: rgba(255,255,255,0.5);
  margin: 0;
  max-width: 720px;
}
.contact__copy {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  text-align: right;
}
.contact__compliance {
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  border-bottom: 1px solid rgba(255,255,255,0.2);
  padding-bottom: 2px;
  transition: color 0.2s ease, border-color 0.2s ease;
}
.contact__compliance:hover {
  color: var(--green);
  border-bottom-color: var(--green);
}
.contact__copy-sep {
  margin: 0 10px;
  color: rgba(255,255,255,0.25);
}

/* ============================================================
   COMPLIANCE PAGE — compact hero + person cards + policy links
   ============================================================ */
.hero--compact {
  /* Reuse dark vault styling but no ocean photo, smaller padding */
  background: var(--darkGreen);
  background-image: none;
}
.hero--compact .hero__content {
  padding: 130px 56px 100px;
  grid-template-columns: 1fr;
  gap: 24px;
  align-items: start;
}
.hero--compact h1 {
  font-size: 96px;
  line-height: 0.98;
}
.hero--compact h1 em {
  font-style: italic;
  font-weight: 400;
  color: var(--green);
}
.hero--compact .hero__sub {
  margin-top: 36px;
  font-size: 17px;
  max-width: 720px;
}

/* Single-column body section for compliance prose */
.compliance-prose .inner { max-width: 1100px; }
.compliance-prose h2 {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 56px;
  line-height: 1.05;
  margin: 0 0 32px;
  font-weight: 300;
  letter-spacing: -0.015em;
  color: var(--ink);
}
.compliance-prose.dark h2 { color: #fff; }
.compliance-prose p {
  font-size: 17px;
  line-height: 1.7;
  color: var(--body);
  font-weight: 300;
  margin: 0 0 24px;
  max-width: 820px;
}
.compliance-prose.dark p { color: rgba(255,255,255,0.78); }
.compliance-prose p:last-child { margin-bottom: 0; }
.compliance-prose strong { color: var(--ink); font-weight: 500; }
.compliance-prose.dark strong { color: #fff; }

/* Person card (Key Individual, Internal Compliance, External Compliance) */
.people-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 0;
  border-top: 1px solid var(--rule);
}
.person {
  padding: 48px 48px 48px 0;
  border-bottom: 1px solid var(--rule);
}
.people-grid .person:nth-child(odd) { border-right: 1px solid var(--rule); }
.people-grid .person:nth-child(even) { padding-left: 64px; }
.people-grid .person:last-child:nth-child(odd) { border-right: none; }

.person--single {
  border-top: 1px solid var(--rule);
  border-bottom: 1px solid var(--rule);
  padding: 48px 0;
  max-width: 820px;
}
.person__role {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  color: var(--brass);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-bottom: 18px;
}
.person__name {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 40px;
  font-weight: 400;
  margin: 0 0 6px;
  color: var(--darkGreen);
  letter-spacing: -0.015em;
  line-height: 1.05;
}
.person__title {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 20px;
  font-style: italic;
  color: var(--body);
  margin-bottom: 24px;
}
.person__address {
  font-size: 14px;
  line-height: 1.65;
  color: var(--body);
  font-weight: 300;
  margin: 0 0 20px;
  max-width: 360px;
}
.person__contact {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.person__contact a {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 12px;
  letter-spacing: 0.04em;
  color: var(--ink);
  text-decoration: none;
  border-bottom: 1px solid var(--rule);
  padding-bottom: 2px;
  display: inline-block;
  width: fit-content;
  transition: border-color 0.2s ease, color 0.2s ease;
}
.person__contact a:hover {
  color: var(--darkGreen);
  border-bottom-color: var(--darkGreen);
}

/* Commitment / bullet list (mirrors excellence pattern) */
.commitment {
  list-style: none;
  padding: 0;
  margin: 0;
}
.commitment li {
  padding: 24px 0;
  border-bottom: 1px solid var(--faint);
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 24px;
  align-items: baseline;
}
.commitment li:first-child { border-top: 1px solid var(--faint); }
.commitment__k {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  color: var(--brass);
  letter-spacing: 0.18em;
}
.commitment__t {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 22px;
  font-weight: 400;
  color: var(--darkGreen);
  letter-spacing: -0.005em;
  line-height: 1.35;
}

/* Policy links — clickable rows */
.policies {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid var(--rule);
}
.policies li { border-bottom: 1px solid var(--rule); }
.policies a {
  display: grid;
  grid-template-columns: 60px 1fr auto;
  gap: 24px;
  align-items: center;
  padding: 32px 0;
  text-decoration: none;
  color: inherit;
  transition: padding 0.25s ease, color 0.2s ease;
}
.policies a:hover {
  padding-left: 12px;
  color: var(--darkGreen);
}
.policies__k {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 11px;
  color: var(--brass);
  letter-spacing: 0.18em;
}
.policies__t {
  font-family: 'Cormorant Garamond', 'Times New Roman', serif;
  font-size: 28px;
  font-weight: 400;
  color: var(--darkGreen);
  letter-spacing: -0.01em;
  line-height: 1.3;
}
.policies__meta {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--mute);
  display: flex;
  align-items: center;
  gap: 12px;
}
.policies a:hover .policies__meta { color: var(--darkGreen); }
.policies__arrow {
  display: inline-block;
  transition: transform 0.25s ease;
}
.policies a:hover .policies__arrow { transform: translateX(4px); }

/* Standalone simplified footer (used on subpages) */
.page-footer {
  background: var(--darkGreen);
  color: #fff;
  padding: 80px 56px 40px;
  position: relative;
  overflow: hidden;
}
.page-footer__inner {
  max-width: 1280px;
  margin: 0 auto;
  padding-top: 40px;
  border-top: 1px solid rgba(255,255,255,0.16);
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 48px;
  align-items: center;
}
.page-footer img { height: 54px; }
.page-footer__disclaimer {
  font-size: 11px;
  line-height: 1.6;
  color: rgba(255,255,255,0.5);
  margin: 0;
  max-width: 720px;
}
.page-footer__copy {
  font-family: 'JetBrains Mono', ui-monospace, SFMono-Regular, Menlo, monospace;
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  text-align: right;
}
.page-footer__copy a {
  color: rgba(255,255,255,0.7);
  text-decoration: none;
  border-bottom: 1px solid rgba(255,255,255,0.2);
  padding-bottom: 2px;
  margin-right: 10px;
  transition: color 0.2s ease, border-color 0.2s ease;
}
.page-footer__copy a:hover {
  color: var(--green);
  border-bottom-color: var(--green);
}

/* ============================================================
   RESPONSIVE — Tablet (<= 1024px)
   ============================================================ */
@media (max-width: 1024px) {
  .section { padding: 110px 40px; }
  .nav { padding: 22px 40px; }
  .hero__content { padding: 130px 40px 110px; gap: 48px; }
  .hero__rule { padding: 18px 40px; }
  .hero h1 { font-size: 92px; }

  .why h2,
  .framework__head h2 { font-size: 52px; }
  .why .grid,
  .framework__head { gap: 56px; }

  .purpose h2 { font-size: 68px; margin-bottom: 56px; }
  .purpose__cols { gap: 56px; }

  .approach h2,
  .pillars__head h2 { font-size: 56px; }
  .approach h2 { margin-bottom: 64px; }
  .approach__grid { gap: 32px; }
  .approach__item h3 { font-size: 30px; }

  .pillars__head { gap: 56px; margin-bottom: 64px; }
  .pillars__item { padding: 44px 28px 44px 0; }
  .pillars__item:nth-child(even) { padding-left: 32px; }
  .pillars__item h3 { font-size: 36px; }

  .leadership h2 { font-size: 62px; }
  .leadership .grid { gap: 56px; }

  .framework__item { padding: 36px 24px; min-height: 240px; }
  .framework__item h3 { font-size: 22px; }

  .principle h2 { font-size: 72px; margin-bottom: 64px; }
  .principle__item { padding-right: 24px; }
  .principle__item + .principle__item { padding-left: 24px; }
  .principle__item h3 { font-size: 26px; }
  .principle__num { font-size: 44px; }

  .regulatory { padding: 100px 40px; }
  .regulatory blockquote { font-size: 32px; }

  .excellence h2 { font-size: 56px; }
  .excellence .grid { gap: 56px; }

  .contact { padding: 120px 40px 60px; }
  .contact h2 { font-size: 56px; margin-bottom: 56px; }
  .contact__email { font-size: 44px; }
  .contact__footer { margin-top: 96px; gap: 32px; }

  /* Compliance page — compact hero + components on tablet */
  .hero--compact .hero__content { padding: 90px 40px 70px; }
  .hero--compact h1 { font-size: 72px; }
  .compliance-prose h2 { font-size: 44px; }
  .person { padding: 36px 32px 36px 0; }
  .people-grid .person:nth-child(even) { padding-left: 40px; }
  .person__name { font-size: 32px; }
  .policies__t { font-size: 24px; }
  .page-footer { padding: 70px 40px 40px; }
  .page-footer__inner { gap: 32px; }
}

/* ============================================================
   RESPONSIVE — Mobile (<= 720px)
   ============================================================ */
@media (max-width: 720px) {
  .section { padding: 56px 24px; }

  /* Nav */
  .nav { padding: 18px 24px; }
  .nav__brand img { height: 33px; }
  .nav__meta { display: none; }
  .nav__cta { font-size: 11px; padding: 6px 12px; }

  /* Hero */
  .hero__content {
    padding: 44px 24px 56px;
    grid-template-columns: 1fr;
    gap: 24px;
  }
  .hero__eyebrow { font-size: 9px; margin-bottom: 24px; }
  .hero h1 { font-size: 56px; line-height: 0.96; }
  .hero__sub { font-size: 14px; margin-top: 28px; }
  .hero__meta {
    flex-direction: row;
    justify-content: flex-start;
    flex-wrap: wrap;
    gap: 16px;
    text-align: left;
  }
  .hero__rule { padding: 14px 24px; font-size: 9px; }

  .eyebrow { margin-bottom: 20px; font-size: 10px; }

  /* Why */
  .why .grid { grid-template-columns: 1fr; gap: 24px; }
  .why h2 { font-size: 30px; }
  .why p { font-size: 14px; line-height: 1.65; }
  .why__platform-name { font-size: 22px; }

  /* Purpose */
  .purpose h2 { font-size: 40px; margin-bottom: 28px; }
  .purpose__cols { grid-template-columns: 1fr; gap: 20px; }
  .purpose__cols p:first-child { font-size: 15px; }
  .purpose__cols p:last-child { font-size: 14px; }

  /* Approach */
  .approach h2 { font-size: 32px; margin-bottom: 32px; }
  .approach__grid { grid-template-columns: 1fr; gap: 0; }
  .approach__item { padding: 20px 0; border-top: 1px solid rgba(255,255,255,0.18); }
  .approach__num { font-size: 14px; margin-bottom: 6px; }
  .approach__item h3 { font-size: 22px; margin-bottom: 8px; }
  .approach__item p { font-size: 13px; }

  /* Pillars */
  .pillars__head {
    grid-template-columns: 1fr;
    gap: 16px;
    margin-bottom: 28px;
    align-items: start;
  }
  .pillars__head h2 { font-size: 30px; }
  .pillars__count { text-align: left; font-size: 10px; }
  .pillars__grid { grid-template-columns: 1fr; border-top: 1px solid var(--rule); }
  .pillars__item {
    padding: 20px 0 !important;
    border-right: none !important;
    border-bottom: 1px solid var(--rule);
  }
  .pillars__num { font-size: 10px; margin-bottom: 8px; }
  .pillars__item h3 { font-size: 24px; margin-bottom: 8px; }
  .pillars__item p { font-size: 13px; }

  /* Leadership */
  .leadership .grid { grid-template-columns: 1fr; gap: 28px; }
  .leadership h2 { font-size: 34px; }
  .leadership__portrait { height: 220px; margin-top: 24px; }
  .leadership__col { padding-top: 0; }
  .leadership__col p:nth-of-type(1) { font-size: 15px; margin-bottom: 20px; }
  .leadership__col p:nth-of-type(2) { font-size: 14px; }
  .leadership__principle { margin-top: 28px; padding-top: 20px; }
  .leadership__principle-quote { font-size: 19px; }

  /* Framework */
  .framework__head { grid-template-columns: 1fr; gap: 16px; margin-bottom: 28px; }
  .framework__head h2 { font-size: 30px; }
  .framework__head p { font-size: 14px; }
  .framework__grid { grid-template-columns: 1fr; }
  .framework__item {
    padding: 28px 20px;
    min-height: auto;
    border-right: none !important;
  }
  .framework__item:not(:last-child) { border-bottom: 1px solid var(--rule); }
  .framework__item h3 { font-size: 22px; }
  .framework__item p { font-size: 13px; }

  /* Principle */
  .principle h2 { font-size: 40px; margin-bottom: 32px; }
  .principle__grid { grid-template-columns: 1fr; }
  .principle__item {
    padding: 24px 0 !important;
    border-right: none !important;
    border-top: 1px solid rgba(255,255,255,0.16);
  }
  .principle__item:first-child { border-top: none; }
  .principle__item + .principle__item { padding-left: 0 !important; }
  .principle__num { font-size: 36px; margin-bottom: 12px; }
  .principle__item h3 { font-size: 24px; margin-bottom: 12px; }
  .principle__item p { font-size: 13px; }

  /* Regulatory */
  .regulatory { padding: 56px 24px; }
  .regulatory blockquote { font-size: 22px; line-height: 1.3; }
  .regulatory__credentials { gap: 20px; margin-top: 32px; }
  .regulatory__credentials > div { font-size: 10px; }

  /* Excellence */
  .excellence .grid { grid-template-columns: 1fr; gap: 24px; }
  .excellence h2 { font-size: 32px; margin-bottom: 16px; }
  .excellence__intro { font-size: 14px; }
  .excellence li {
    padding: 16px 0;
    grid-template-columns: 40px 1fr;
    gap: 12px;
  }
  .excellence__k { font-size: 10px; }
  .excellence__t { font-size: 17px; }

  /* Contact */
  .contact { padding: 56px 24px 32px; }
  .contact h2 { font-size: 30px; margin-bottom: 28px; }
  .contact__email { font-size: 22px; padding-bottom: 4px; }
  .contact__footer {
    grid-template-columns: 1fr;
    gap: 16px;
    margin-top: 48px;
    padding-top: 20px;
  }
  .contact__copy { text-align: left; }
  .contact__copy-sep { display: none; }
  .contact__compliance { display: inline-block; margin-bottom: 8px; }

  /* Compliance page — compact hero */
  .hero--compact .hero__content {
    padding: 32px 24px 48px;
  }
  .hero--compact h1 { font-size: 48px; }
  .hero--compact .hero__sub { font-size: 14px; margin-top: 24px; }

  /* Compliance prose */
  .compliance-prose .inner { max-width: none; }
  .compliance-prose h2 { font-size: 28px; margin-bottom: 20px; }
  .compliance-prose p { font-size: 14px; line-height: 1.65; margin-bottom: 16px; }

  /* People grid -> stacked */
  .people-grid {
    grid-template-columns: 1fr;
  }
  .people-grid .person:nth-child(odd) { border-right: none; }
  .people-grid .person:nth-child(even) { padding-left: 0; }
  .person { padding: 28px 0 !important; }
  .person--single { padding: 28px 0; }
  .person__name { font-size: 28px; }
  .person__title { font-size: 16px; margin-bottom: 16px; }
  .person__address { font-size: 13px; }
  .person__contact a { font-size: 11px; }

  /* Commitment */
  .commitment li {
    padding: 16px 0;
    grid-template-columns: 40px 1fr;
    gap: 12px;
  }
  .commitment__k { font-size: 10px; }
  .commitment__t { font-size: 16px; line-height: 1.3; }

  /* Policies */
  .policies a {
    grid-template-columns: 40px 1fr;
    gap: 12px;
    padding: 20px 0;
  }
  .policies a:hover { padding-left: 0; }
  .policies__k { font-size: 10px; }
  .policies__t { font-size: 18px; }
  .policies__meta { display: none; }

  /* Page footer */
  .page-footer { padding: 56px 24px 32px; }
  .page-footer__inner {
    grid-template-columns: 1fr;
    gap: 16px;
    padding-top: 20px;
  }
  .page-footer__copy { text-align: left; }
  .page-footer__copy a { display: inline-block; margin-bottom: 8px; margin-right: 0; }
}

/* Slightly larger phones / small tablets */
@media (min-width: 721px) and (max-width: 900px) {
  .approach__grid { grid-template-columns: 1fr 1fr; }
  .framework__grid { grid-template-columns: 1fr 1fr; }
  .framework__item:nth-child(2) { border-right: none !important; }
  .framework__item:nth-child(1),
  .framework__item:nth-child(2) { border-bottom: 1px solid var(--rule); }
  .principle__grid { grid-template-columns: 1fr 1fr; }
  .principle__item:nth-child(2) { border-right: none !important; }
  .principle__item:nth-child(3) { padding-left: 0 !important; }
  .principle__item:nth-child(3),
  .principle__item:nth-child(4) { border-top: 1px solid rgba(255,255,255,0.16); padding-top: 32px; }
}